Many of the areas most devastated by hurricanes are coastal zones full of condominiums and other multi-unit housing, accounting for the homes of a large percentage of the population in these areas. Condominiums are unique in that there are multiple owners involved in every insurance claim, as the property owners and condominium associations each have their own sets of responsibilities. In general, while the owners of the individual condos are required to cover the majority of any damage done within the condo itself, condominium associations are responsible for the exterior or shared areas.
In the wake of a destructive storm such as a hurricane, there can be widespread confusion over who is responsible for covering what damage to a condo unit, and insurance companies frequently take advantage of this uncertainty to deny legitimate claims or delay payment for an unreasonable amount of time. The condominium association claims attorneys at Williams Hart are familiar with the various tactics that insurance companies employ to attempt to avoid paying claims, and we will work diligently to protect your rights and interests in your insurance dispute. To learn more about your legal options for recovery, contact our offices today at (713) 352-0031.
Condo association insurance policies very rarely cover the entirety of a property, but there are a number of shared or community elements of the housing unit that are the sole responsibility of the condo association to insure. The following are a few of the common structures and parts of a condominium community which are likely covered by condo association policies:
Regardless of the tactics that bad faith insurers employ to avoid their responsibilities, our legal team can work to help you recover the full payment you are owed under your policy.
At Williams Hart, our highly skilled attorneys are dedicated to protecting the rights and interests of hurricane victims. If your insurance company is attempting to force you to accept an underpayment for covered losses, is causing unreasonable delays in payment, or has unfairly denied your claim, contact our condo association claims lawyers today at (713) 352-0031.