Commercial policy claims are seldom straightforward. Unfortunately for policyholders, commercial insurance policies are written so poorly that courts are frequently required to interrupt what benefits the business is actually entitled to when it suffers a catastrophic loss. A quick look at your commercial policy shows something like, “If X occurs we will pay the cost to repair your property, unless Y also occurs. If, however, Y causes Z then we will pay to repair the loss.”
We investigate your claim exactly as the insurance company should have. We have an expert walk your entire property to determine the true scope of your loss and draft a detailed report. Our expert documents any property damage to your buildings’ contents and fixtures. We consult with your management to determine what non-property losses exist to determine what additional (i.e., business interruption) coverage might be available. We compile all of that information into a comprehensive loss estimate that shows the exact amount of money your business is entitled to be reimbursed under the policy. At all times we also consult with your management to mitigate your losses while the dispute process is handled to avoid a common insurance company argument—that the business failed to take the proper steps after the disaster to prevent its losses. If you would like to discuss your options, call (713) 352-0031.
When your commercial property is damaged, bringing your business or organization back online can come with an enormous repair bill that may be impossible to fund without swift payment from your insurance company. Our legal team understands the need for efficiency in settling insurance disputes, and we have extensive experience in the following areas:
Whether your insurance company is causing unreasonable delays in payment, pressuring you to accept a too-low offer, or has denied your claim in its entirety, seeking skilled legal representation can help you to resolve the conflict in a timely manner so that you can begin the recovery process. The sooner you file a claim, the better, so take action today.
At Williams Hart, our legal team is dedicated to helping those who suffered property damage due to hurricanes recover the full compensation they are entitled to under their insurance policies. Our skilled commercial property claims lawyers will work diligently to help resolve any disputes that may arise. To schedule a consultation to discuss the details of your case, contact our offices today at (713) 352-0031.