When an insurance company signs a policy with a property owner, that insurance company is bound into a legally enforceable contract to help the policyholder according to the agreement. If the insurer refuses to even acknowledge a claim or delays coverage excessively due to a lack of communication on their own behalf, that insurer may be held liable for their bad faith practices. In these situations, a policyholder may be entitled to file a bad faith claim against their insurance company.
If you have filed a claim and have not heard back from your insurance company, it may be time to take legal action to fight for the coverage you need. Or, if you filed a claim and the insurance company sent an adjuster to investigate your loss but then never informed you of their decision, it may be time to take legal action. For a free consultation regarding your full range of legal options, contact the insurance claims attorneys of Williams Hart by calling (713) 352-0031 today.