Bad Faith Insurance Practices FAQs

1. What exactly is bad faith insurance?

When insurance companies act in “bad faith,” it basically means that they are not following the agreements of the insurance policy. For example, if the company denies your claim for no apparent reason, that would be considered “bad faith.” It may be considered a bad faith practice when an adjuster refuses to settle for an amount consistent with the policy or settle certain claims with similar circumstances to other settled claims. Contact an attorney at Williams Hart if you think you may have fallen victim to this.

2. How can I detect bad faith tactics?

There are couple bad faith tactics to look out for when dealing with your insurance company. Bad faith tactics that your insurance company may use include:

  • Immediate denial of coverage
  • Refusing to investigate your claim
  • Taking an unreasonable amount of time to respond to your claim
  • Refusing to negotiate a fair settlement
  • Citing laws improperly to lessen your settlement
  • Failing to provide you with a proper explanation of why your claim was denied

If you notice any of the above tactics when dealing with your insurer, you may have a bad faith insurance case on your hands. The attorneys of Williams Hart will be able to tell you definitively whether your insurance company is acting in bad faith.

3. What should I do in the event of bad faith insurance practices?

Do not let your insurance company take advantage of you. If you believe your insurer has acted in bad faith, it is essential to contact an experienced attorney who can help you file a claim against the company. The insurance bad faith attorneys at Williams Hart are prepared to protect your rights in the battle against your insurance company, and ensure that you receive the compensation you deserve. You have been faithful in your payments, and you deserve the proper respect in return from your insurer. To speak with a member of our team, contact us today by calling (713) 352-0031.

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