Why You Should Avoid Exaggerating a Claim

Hurricanes leave behind widespread destruction, ruining millions of people’s properties with flood and wind damages. However, even if the loss of certain items seems incalculable, it’s important for anyone filing an insurance claim to faithfully report whatever damages their property sustained during the storm. Exaggerating a claim can have a devastating and long-term effect on a property owner’s right to collect fair coverage from his or her policy provider.

If you’ve lost property in a hurricane but haven’t been able to collect the payout you are owed by your insurance company, you may be entitled to pursue legal action for those funds. For more information about your rights and options as a wronged policyholder, contact the hurricane insurance claims lawyers of Williams Hart by calling (713) 352-0031 today.

The Penalties of Exaggeration

When a person fills out an insurance claim, the individual must carefully and truthfully represent the damages his or her property sustained. Exaggerating a claim may not only violate the terms of a policy agreement, but it may result in long-term problems for that policyholder. These penalties can include the following:

  • Losing a damage claim altogether and possibly losing legal recourse for the claim
  • Inability to collect the funds to repair or replace property
  • A long-term increase in policy rates

However, if you report your damage honestly but still do not receive the full payout you deserve, you may have the right to pursue legal action for that coverage.

Contact Us

Insurers are required by law to treat their policyholders fairly and provide coverage under a policy agreement when the circumstances of that policy call for it. If an insurer hasn’t given you the coverage you rightfully deserve, you may want to consider legal action as a means to fight for fair treatment. To schedule a consultation with a qualified legal professional regarding your claim options, contact the hurricane insurance claims attorneys of Williams Hart at (713) 352-0031 today.

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