Although the hurricane itself is to blame for most of the damages done to homes and businesses, some building owners are also the victims of theft and vandalism crimes. During the confusion of the storm’s aftermath, there are some people that cause further damage to buildings already affected by the storm or steal personal or commercial property in the chaos. If a property owner has the adequate insurance coverage, though, he or she should be covered for these losses.
If a property owner experienced any of the following criminal damages or losses in the wake of a hurricane, he or she may be entitled to receive due coverage according to the terms of his or her policy:
These damages may cost a homeowner or business operator a significant amount of money, but they may be covered by the person’s property insurance policy. If this is the case, the insurer has a responsibility to provide adequate and timely coverage.
If your property was vandalized or stolen in the wake of a hurricane, your insurance company may be responsible to cover those losses. This coverage should provide the appropriate amount of repayment in a timely manner. For more information about your options if you’re thinking about filing a bad faith claim against your insurer, contact an attorney from Williams Hart today at (713) 352-0031.