Legal Language Tricks and Insurance Bad Faith

Hurricanes have severely damaged thousands of homes and businesses along the East Coast, leaving property owners to pick up the pieces and file claims with their insurance providers to begin repairs. However, some insurance companies have failed to provide their policyholders with fair service. In these instances, insurance companies may have tried to cheat their policyholders by intentionally twisting the legal language in their policies or other agreements to suit their needs. However, this linguistic misconduct may be considered bad faith. Fortunately, the dedicated team at Williams Hart can help hurricane victims along the East Coast take action against insurance bad faith.

How Difficult Legal Language Can Lead to Insurance Bad Faith

Insurance companies may use a variety of tactics to trick their policyholders and underpay or wrongfully deny their claims. Writing policy contracts or agreement forms with potentially flexible terms is one way insurers protect their best interests rather than dutifully helping their policyholders. This vague language can include the following:

  • Using intentionally unclear language not commonly found in policy contracts
  • Using boilerplate contracts with certain terms open for wide interpretation
  • Hiding certain details or policy terms in exceedingly thick, difficult to understand legal jargon, and refusing to explain it to a policyholder in accurate terms

Although companies may try these tactics, the courts often side with contract interpretations that follow most pre-established legal and industry standards, resulting in the policyholder being fairly paid. However, the process of fighting this legal battle against an insurance company can prove difficult for a policyholder.

Contact an Insurance Bad Faith Attorney

If your insurance company hasn’t treated you fairly and upheld its obligations under your residential or commercial property policy, there may be legal options available to help you fight for fair coverage. To learn more about how we can help you through the process of filing your claim, contact a lawyer from Williams Hart today at (713) 352-0031.

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