Hurricane Flood Damages and Structural Repairs

The flood damages caused by hurricanes left many homeowners and business property owners in need of the coverage provided by their property insurance. In some cases, the storm surge following hurricanes lead to serious structural damages to homes and business properties, making them dangerous and unlivable or unusable in the wake of the hurricane. These properties typically require substantial rebuilding and may be completely unsafe until those repairs are complete. While these rebuilding costs can be high, insurance companies should fulfill their obligations to provide coverage in these situations.

Homeowners and other property owners who weren’t provided with their due insurance coverage after a hurricane may be put in a very difficult financial position. At Williams Hart, we understand the stress this lack of coverage can cause, which is why we put our full determination and legal resources in fighting insurance bad faith on behalf of our clients.

Structural Damages Caused by Flood Waters

Floodwaters can cause devastating damage to buildings. Walls may need to be gutted. Electrical systems may need to be shut off and rewired. Windows and doors may need to be replaced. Additionally, in some cases, these storm surges can threaten a building’s overall stability. The following flood damages may require significant professional repairs:

  • Ceiling or roof collapses
  • Foundation cracks or damages
  • Bulges or cracks in basement walls or floors due to excess pressure from exterior water
  • Loss of weight-bearing structures

If flood damages are too much for a construction company to safely handle, a property owner may be left with the sad option of tearing down his or her home or business and rebuilding it entirely. In any case, these property owners should receive their fair amount of insurance coverage after flood damages, according to their property insurance policies. Considering how important this coverage can be for an individual’s financial stability, insurance companies have a legal responsibility to uphold their end of a policy agreement.

Contact a Hurricane Insurance Claim Attorney

If your home or commercial building has suffered extensive damage because of a hurricane, we may be able to help you fight for fair coverage from your insurance provider. You shouldn’t have to deal with delays and wrongful denials from an insurer. For more information about how we may be able to help you with your insurance bad faith claim, contact an attorney from Williams Hart today by calling (713) 352-0031.

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