Thirteen different states have been affected by the devastation of hurricanes, with extreme flooding and wind damage leveling homes, disabling businesses, and putting property owners on the hook for millions of dollars in damages. While some of those affected by hurricanes’ destruction will be able to recover the full value of their covered losses through an insurance claim, many more will become involved in disputes with their insurance companies over the extent of the damage sustained, the value of the property lost, and the scope of their coverage.
At Williams Kherkher, our experienced legal team understands the many complex aspects of a hurricane insurance claim, and can help you to take the steps necessary to protect your rights and interests from unfair business practices commonly undertaken by insurance companies to avoid fulfilling their obligations under a policy. If your insurer is attempting to pressure you into accepting an underpayment, unreasonably delaying payment on your claim, or has denied a valid claim outright, the sooner you take action — the better. To get started on your claim, call our experienced Pennsylvania insurance claims lawyers today at (713) 352-0031.
Following significant storms such as hurricanes, insurance companies are swamped with tens of thousands of claims which they must rapidly process, and in an effort to handle these claims, they often hire independent adjusting companies for the purposes of inspecting the damaged properties. These claims are not always effectively managed by these adjusting companies however, and an insurer may attempt to utilize a variety of strategies which will minimize their obligation to policyholders and protect their bottom line.
Among the many problems with the so-called independent adjusters is a general lack of experience and an overall bias toward the insurance companies that pay their salaries. Adjusters often fail to effectively investigate and identify hidden damages which become more apparent later on, leaving the property owner with an insufficient payment and thousands of dollars in outstanding damages which should have been covered under the terms of their policy.
Without professional training and experience, insurance policies can be extremely difficult to fully understand. An unscrupulous insurance company may attempt to take advantage of this by pressuring you to accept an underpayment, acting inappropriately, creating delays in your claim, or unreasonably denying your claim.
Often, the best way to get all the money you are entitled to under your policy and the law is to turn the settlement process over to a law firm that understands the law, and can help you make a strong case for full payment. The hurricane damage lawyers at Williams Kherkher have the experience, knowledge, and resources necessary to protect your rights and interests against unscrupulous business practices, and will work diligently to help you maximize your claim and move forward with your recovery. To learn more about your legal options, call us today at Williams Kherkher.