Few storms in recent history have caused as much damage and loss as hurricanes, tearing through thirteen states from Maine to Virginia. With winds reaching up to 90 mph and crossing over 1,000 miles, millions of people in New York and along the East Coast suffered extensive loss due to wind and flooding damage.
Hurricanes that cause such damage end up costing Americans millions of dollars due to damage from wind, flooding, and flying debris. Because many people invest in insurance policies to protect them financially when disasters of this scale occur, they trust that they can rely on their insurance company to provide financial assistance after suffering such damage. Unfortunately, a number of insurance companies fail to follow these policies and, instead, act in bad faith, causing deserving people to be unfairly compensated or to suffer from further complications.
Because storms as large as a hurricane affect millions of people, insurance companies typically find themselves with thousands of insurance claims to deal with in the aftermath. Despite the number of claims a company receives, they should always handle each claim according to the person’s policy and with complete fairness. However, in an effort to deal with these claims as quickly as possible, insurance companies often turn to independent adjusters for help inspecting properties and evaluating claims. Sadly, this often leads to many errors being made and allows for insurance companies to unfairly deny legitimate claims, delay processing of claims, underpay claims, or misrepresent facts, resulting in considerable losses for deserving policyholders.
Although these tactics often save insurance companies millions of dollars, it unduly harms innocent victims of accidents and natural disasters like hurricanes. Because insurance companies are more likely to hire adjusters that are more likely to be inexperienced, make errors, and improperly evaluate damage after disasters like hurricanes, many people end up being further victimized as they are forced to pay thousands in order to make up the difference between the actual damage or loss that they have experienced and what their insurance company paid them.
There are several steps that every policyholder should take to protect their rights:
Filing an insurance claim for damage suffered in hurricanes is already a complicated and intricate process. But when an insurance company or adjuster does not adhere to the terms of your policy and underpays or under evaluates your claim and damage, this process can seem impossible to manage. Fortunately, with the help of an experienced and knowledgeable attorney, you may be able to get the financial assistance you desperately need after such a natural disaster. Speak with a legal professional from Williams Hart by calling (713) 352-0031 to learn more.