A “super storm” combination of several storm systems, hurricanes can bring tropical storm force winds to bear on a 1,000+ mile stretch of coast that could affect residents of up to 13 different states with extreme wind damage, flooding, and flying debris which cause an unprecedented magnitude of a disaster zone in which countless families lose their homes and other property.
Many Connecticut property owners along the coast possess hurricane insurance policies which protect them from the serious financial burden of rebuilding after a storm, and will use the payments they obtain from these policies to move forward with the recovery process. Not all of these policyholders will enjoy fair and reasonable treatment from their insurance companies however, as many insurers attempt to minimize payments and avoid honoring their obligations through a variety of unscrupulous methods which deprive their customers of desperately needed payments. If you are involved in a dispute with your insurance company regarding damage sustained in a hurricane, the sooner you discuss your situation with a legal professional, the better. A lawyer can help you understand the full range of legal options available to you. To learn more, contact Williams Hart today at (713) 352-0031.
Following the destruction caused by a major storm, insurance companies are immediately flooded with an enormous volume of claims, frequently numbering in the tens of thousands. In order to quickly manage all of these claims, independent adjusting companies are often contracted to handle the inspection process and determine the value of the claims coming in on behalf of the insurance company. While in theory this practice should be highly effective, the reality of the situation is that a large number of policyholders are subjected to unfair practices which limit their ability to recover the full value of their damages, as insurance companies frequently attempt to minimize their obligations, saving millions by settling claims for less than they are actually worth.
These third party adjusters have a number of shortcomings, and are frequently highly under trained for the tasks they are asked to perform as they are hired and trained quickly in direct response to the sudden need for services following a hurricane. When an adjuster fails to correctly identify hidden damages or undervalues the extent of damage, the result is a direct loss by the policyholder who will be left holding the bill for the difference between the actual cost of repairs and the payment offered by the insurance company. These types of inconsistencies can cost property owners thousands of dollars.
Insurance law is a complex field, and most individuals attempting to make a claim are fighting an unfair battle against an entity that does not have their best interests in mind and possesses vastly superior resources. With the assistance of a skilled legal representative, you can be sure that a qualified professional is working to protect your rights and interests as you work to resolve any disputes with the insurance company. To learn more about how a lawyer can help you combat any unfair insurance company practices, call Williams Hart at (713) 352-0031 today.